Will the Disney Dining Plan save you money? One common misconception with the Disney Dining Plan is that it is meant to save money. It is not a way to pay less for your meals. Instead, it is a convenience, a way to pay for your meals ahead of time so that you won’t worry about the cost of paying as you go. If you want to see if you’ll save money (or break even) by using the Disney Dining Plan, there are plenty of calculators online.