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Sunday Savings Series: Travel Insurance

Travel insurance will take some of the stress out of planning your trip!

On Sundays I sometimes like to tell you about things that you can leave off of your Disney vacation to help save money. Today I’d like to tell you about an extra that you might need to buy for your vacation. That extra is travel insurance.

When you are planning a cruise on any cruise line, travel insurance is a must. It is the best way to protect yourself if something goes wrong. You do not want to be stuck in a different country after a medical emergency and not know how to get home. Remember that your health insurance may not cover you on a cruise. Travel insurance will keep your medical costs down.

If you’re planning a Walt Disney World or Disneyland vacation, there could be some flexibility. If you book directly through Disney or use a Disney authorized travel agent and need to cancel, you might be able to. If you booked through a third party (remember, don’t use Hotwire!) and need to cancel, travel insurance could increase the chance that you get more of your money back.

I fly a fair amount. Sometimes I will buy travel insurance, sometimes I won’t. The one time that I needed to cancel a flight I did have travel insurance, and I was glad that I did. For me, part of it depends on how far off the flight is. Airlines will sometimes work with you if you need to cancel or change, but they might charge you for it.

You do not have to buy the travel insurance that is offered to you when you book. You can search around, and often you will find a better deal that costs less and has better coverage. One site that can help you to find the best insurance for your trip is InsureMyTrip. It doesn’t cost anything to look, and if you decide that you don’t want the insurance you can just close the page. 

Sometimes the unexpected happens. We all work hard for our money, and we don’t want to add extra expenses on a vacation. Travel insurance can be affordable, and it can give you peace of mind. That will help you to better be able to relax; and isn’t that what a vacation is supposed to be all about?